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Gigolo Joe's avatar

We lived just fine without any of those things just 10-15 years ago. Jettison the garbage. While you're at it, CLOSE YOUR BANK ACCOUNT and switch to a CREDIT UNION. The field of membership is often geographical, you don't have to belong to a specific trade or union. They are governed by different rules, and they are, by definition, all local and member-owned. You can go to the annual share holder meetings if you wish to.

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