I've had an exceedingly difficult time separating my work-based 401k from ESG funds like BlackRock. The best I've been able to do is to dump BR completely but still be stuck using the non-ESG versions of other funds (e.g., Vanguard). The list of fund offerings that I can choose from is fairly short.
Not a viable option for me, unfortunately. It's a Roth 401k that the company matches. If I were to cash out at my age, there would be a tax hit. I do only contribute the percent they match and invest the rest in land, which has seen a far higher increase in value for me.
I've had an exceedingly difficult time separating my work-based 401k from ESG funds like BlackRock. The best I've been able to do is to dump BR completely but still be stuck using the non-ESG versions of other funds (e.g., Vanguard). The list of fund offerings that I can choose from is fairly short.
That's alarming.
I bought oil and Tesla
Not a viable option for me, unfortunately. It's a Roth 401k that the company matches. If I were to cash out at my age, there would be a tax hit. I do only contribute the percent they match and invest the rest in land, which has seen a far higher increase in value for me.