not so much. actually some of his data is from group insurance plans--those life ins plans you get when you go to work for med-large company. it seems to be more a 40-50 YO group he is tracking--but others as well. the idea is those LI co's are a bit freaking out bec you are not supposed to die in middle age. that is their profit pool.
Looks to me like Dowd is focusing on millennials.
not so much. actually some of his data is from group insurance plans--those life ins plans you get when you go to work for med-large company. it seems to be more a 40-50 YO group he is tracking--but others as well. the idea is those LI co's are a bit freaking out bec you are not supposed to die in middle age. that is their profit pool.
Profits were down in employer life. Risk was undercounted, likely because of vaccines.