UHG murderer should be punished to fullest extent of the law — yes, punish anarchy — but also *someone* needed to stop the UHG CEO for gross violations of the social contract. How many have died or suffered because of an industry-smashing 32% claim denial rate? How many are bankrupted after UHG hospitals bought the insurance companies so…
UHG murderer should be punished to fullest extent of the law — yes, punish anarchy — but also *someone* needed to stop the UHG CEO for gross violations of the social contract. How many have died or suffered because of an industry-smashing 32% claim denial rate? How many are bankrupted after UHG hospitals bought the insurance companies so they could charge anything they liked, raising premiums from $10k average in 2010 to $30k average today? This dude is also a murderer.
Are "health" "insurance" companies required to approve/pay out 100% of whatever Pharma tells its white-coated sales force ("doctors") to prescribe/charge?
What reponsibility do "health" "insurance" companies have in putting a brake on Pharma and its white-coated sales force?
I'd please like to see where you're getting that "$30K average today" on premiums. My United Health premiums in '21 were a fraction of that, and they covered top notch care for a health disaster that nailed me that year, and then home health follow up that supported me in making a I'd say 97% recovery. In fact United Health was so much better than any previous plan I/we had (including BC/BS, Kaiser Permanente, and a few others), we couldn't believe it.
I'm asking in honest curiosity. We were devastated when my late darling's employer plan went from UH to Providence, UH was that impressive in dealing with us. I am haunted by the thought that if we had still had UH when my darling's crisis hit, it might not have resulted in death.
>> Are "health" "insurance" companies required to approve/pay out 100% of whatever Pharma tells its white-coated sales force ("doctors") to prescribe/charge?
Yes, actually... and it's because of companies like UHC and CVS. The ACA kept private insurers but didn't address mergers. The 15% cap on profits incentivized hospital groups like UHC to buy insurance companies so they could charge anything they wanted, and take 15% on that. So yes, literally what you said is true, and IMO, ACA and corporate health giants like UHC share blame here--
>> I'd please like to see where you're getting that "$30K average today" on premiums
Same article as above, which links to a 2022 report. I was hazy on some details, it's $32k average healthcare costs for a family, up triple from ~$11k in 2004.
>> What percentage should the claim denial rate be?
IDK not in health insurance but probably less than double the industry average would be a good start:
UHG murderer should be punished to fullest extent of the law — yes, punish anarchy — but also *someone* needed to stop the UHG CEO for gross violations of the social contract. How many have died or suffered because of an industry-smashing 32% claim denial rate? How many are bankrupted after UHG hospitals bought the insurance companies so they could charge anything they liked, raising premiums from $10k average in 2010 to $30k average today? This dude is also a murderer.
What percentage should the claim denial rate be?
Are "health" "insurance" companies required to approve/pay out 100% of whatever Pharma tells its white-coated sales force ("doctors") to prescribe/charge?
What reponsibility do "health" "insurance" companies have in putting a brake on Pharma and its white-coated sales force?
I'd please like to see where you're getting that "$30K average today" on premiums. My United Health premiums in '21 were a fraction of that, and they covered top notch care for a health disaster that nailed me that year, and then home health follow up that supported me in making a I'd say 97% recovery. In fact United Health was so much better than any previous plan I/we had (including BC/BS, Kaiser Permanente, and a few others), we couldn't believe it.
I'm asking in honest curiosity. We were devastated when my late darling's employer plan went from UH to Providence, UH was that impressive in dealing with us. I am haunted by the thought that if we had still had UH when my darling's crisis hit, it might not have resulted in death.
Great questions, all. I'll start here:
>> Are "health" "insurance" companies required to approve/pay out 100% of whatever Pharma tells its white-coated sales force ("doctors") to prescribe/charge?
Yes, actually... and it's because of companies like UHC and CVS. The ACA kept private insurers but didn't address mergers. The 15% cap on profits incentivized hospital groups like UHC to buy insurance companies so they could charge anything they wanted, and take 15% on that. So yes, literally what you said is true, and IMO, ACA and corporate health giants like UHC share blame here--
https://www.thebignewsletter.com/p/how-obamacare-created-big-medicine
>> I'd please like to see where you're getting that "$30K average today" on premiums
Same article as above, which links to a 2022 report. I was hazy on some details, it's $32k average healthcare costs for a family, up triple from ~$11k in 2004.
>> What percentage should the claim denial rate be?
IDK not in health insurance but probably less than double the industry average would be a good start:
https://cloudfront-us-east-1.images.arcpublishing.com/bostonglobe/3G4K7ZD2MBCGHDOHSJPXAESXGU.jpg